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, deposit insurance and on problems in bank-depositor relationships. …
Persistent link: https://www.econbiz.de/10005625262
requirements are refined by adding a risk correction term that takes into account the interdependencies of the risks of different …
Persistent link: https://www.econbiz.de/10013133338
We consider the joint effect of competition and deposit insurance on risk taking by banks when the riskiness of banks … the bank is a monopoly or banks compete only in the loan market, deposit insurance has no effect on risk taking. In that … case the banks are too risky but extreme risk taking is avoided. In contrast, introducing deposit insurance increases risk …
Persistent link: https://www.econbiz.de/10005660783
institutions with diverse ESG profiles to mitigate risk and optimise returns. These potential research perspectives offer …
Persistent link: https://www.econbiz.de/10014460414
of insurance. Third, we help answer the puzzle why the most risk averse are least likely to take up agricultural …We employ a novel approach to investigate the reasons for a low demand for agricultural insurance. We confirm that … farmers systematically undervalue agricultural insurance. First, we find that private transfers, mainly from family members …
Persistent link: https://www.econbiz.de/10011894385
to both in- novate and acquire information. Finally, the impact of insurance on the investment and information …
Persistent link: https://www.econbiz.de/10010733788
We study imperfect competition between insurers in a multiple-risk environment. In the absence of asymmetric … tradeoff between efficiency and fairness of the allocation, we give indications on the desirable structure of the insurance …
Persistent link: https://www.econbiz.de/10010707228
We define a repairable asset as an irreplaceable commodity whose quality is at risk, but can be partly restored at a …. To optimize the value of insurance, the insurer and the insured have to agree upon repair strategies (when to fix the …
Persistent link: https://www.econbiz.de/10010707799
We study imperfect competition between insurers in a multiple-risk environment. In the absence of asymmetric … tradeoff between efficiency and fairness of the allocation, we give indications on the desirable structure of the insurance …
Persistent link: https://www.econbiz.de/10008773599
The paper reviews the evolution in insurance economics over the past 25 years, by first recalling the situation in 1973 … were only possible because steady advances were made in the economics of risk and uncertainty and in financial theory. …
Persistent link: https://www.econbiz.de/10010925495