This paper uses a data-set including time series data on macroeconomic variables, loans, deposits and interest rates … studies while we uncover new facts on disaggregated loans and deposits. During the crisis the cyclical behavior of short term … interest rates, loans and deposits remain stable but we identify unusual dynamics of longer term loans, deposits and longer …

We investigate what determines the maturity of loans to small, informationally opaque businesses.We find that longer …

.nancing when the bank faces binding capital constraints and there is asymmetric information about the quality of its loans …-toassets ratio either by issuing equity or by selling loans in the secondary market.The results suggest that the correlation … loan portfolio. However, it is shown that a bank will always prefer to sell loans instead of equity if it has favorable …

This research investigates the interactions of U.S. interest rate, the different types of bank loans at all U … three types of banks loans at all U.S. commercial banks could be good predictors and determinants of the overall exchange …

coefficient of risk behaviour of consumers (CRBC), the author uses the ratio of deposits and loans of households to their net … disposable income. In the paper, it is assumed that a higher growth of the ratio of loans and deposits than the growth of net …

of heavy government influence over the lending process, a large proportion of loans extended by Chinese banks over the … years have gone bad. Policymakers should prevent the flow of new non-performing loans by separating bad clients from banks …

conditions by which the heterology banks choose loans across the border and proves that changes of capital requirements would …

Purpose – This paper aims to investigate the determinants of taking out government‐funded student loans for university … various factors which affect students' decisions on funding their tertiary study using student loans or through other means …. Findings – The study finds that the probability of taking out student loans for the full cost of university is largely …