Showing 1 - 10 of 7,674
There is debate about measurement of impact and achievement of expected results of rural microfinance programs in LDCs. The paper addresses these issues using survey household data from Bolivia. Regression models examine the determinants of education outcomes for microfinance clients. The...
Persistent link: https://www.econbiz.de/10005805881
This paper investigates the farm-household decisions of adopting and abandoning higher-productivity technologies, under different scenarios of inclusion into the credit and deposit markets. The financial environment is further characterized by shallow financial markets, represented by a...
Persistent link: https://www.econbiz.de/10010915949
In this paper, we examine the contract design problem of banks that extend loans to poor borrowers and seek to maximize outreach while remaining financially sustainable. A dynamic model is developed that shows how interest rates can be determined based on information about productivity and...
Persistent link: https://www.econbiz.de/10005807756
Data collected in surveys of more than 700 Salvadoran households carried out in 1996 and 1998 are used in an econometric analysis of linkages between land and labor use. Particular emphasis is offered on how poor households allocated labor resources in response to the El Nino weather phenomenon...
Persistent link: https://www.econbiz.de/10005807773
The impact of public and private transfers on credit markets has not been sufficiently studied and understanding any spill over effects caused by these transfers may be useful for policy makers. This paper estimates the impact of Conditional Cash Transfers (CCTs) and remittances received by poor...
Persistent link: https://www.econbiz.de/10005012660
Decoupled payments have emerged as an alternative to traditional agricultural subsidies that are coupled to production decisions, in order to minimize the distorting impacts of domestic agricultural policy. Economic theory suggests that, when farmers face imperfections in key markets such as...
Persistent link: https://www.econbiz.de/10005038921
Replaced with revised version of paper 07/27/04.
Persistent link: https://www.econbiz.de/10005500414
Over the past decade, the repressive legal and regulatory environment in transition economies has received considerable attention in the literature. In Russia, this framework has resulted in an environment in which rules and regulations govern almost all aspects of economic activity. The...
Persistent link: https://www.econbiz.de/10005503594
A competing risks model is implemented to establish the influence of cash flow-based counseling on mortgage loan repayment by rural and urban low-income households. Data from 405 counseled and non-counseled clients are used to test hypotheses about the effectiveness of counseling, duration of...
Persistent link: https://www.econbiz.de/10005503648
This paper evaluates the efficacy of two alternative lending technologies - the traditional banking technology and a cash flow based counseling program - by using competing risks (option-based) and choice theoretic approaches. We find evidence to support the notion that low-income borrowers have...
Persistent link: https://www.econbiz.de/10005460288