There has been a growing existence of informal financial institutions in both rural and urban areas of South Africa. The objective of this paper is to identify factors influencing the choice of informal financial service providers in the peri-urban areas of South Africa. Data from 193...

This paper highlights the plight of black rural areas in South Africa, in which deep poverty and weak subsistence agriculture are embedded. The apartheid policy and its numerous measures are the first causes of such a situation. Besides, the existence of a relatively well-developed...

In 1998 the South African government adopted water legislation that provides a new constitutional framework for water management. Economic efficiency, social equity, and environmental sustainability are the guiding criteria of the new South African water policy. Water management will be...

The profitability measures have limitations for examining wealth creation. Economic Value Added (EVA) is being used by businesses to measure wealth creation. EVA has some advantages over other financial ratios because it fully accounts for the resources used by co-operatives and it includes both...