Over the past 40 years, higher education institutions in the U.S. have experienced a dramatic shift in the racial composition of students enrolled in both undergraduate and graduate programs. Using administrative data from a large, diverse university in California, we identify the extent to...

John Weinberg and Doug Campbell examine the extent to which Americans are financially prepared for retirement. Careful studies on American saving habits show that most families nearing retirement are saving both adequately and optimally---or the best they can given their lifetime expected...

As we see in daily news coverage, the foreclosure crisis is on a national scale. Nevertheless, distinct phenomena of the crisis exist that are specific to different regions of the country, and even to different states. At the very least, our research calls for further study on state-by-state...