hold more loans and are likely to be either rapidly growing and/or reaching deeper into the pool of applicants. Goes on to … show that interest on CRA‐related loans is lower than on others, i.e. profitability is reduced and risk increased …

uses a unique Bauspar‐Loan data set consisting of over 55,000 Bauspar‐Loans paid off or prepaid between January 1998 and …

concessionary rate mortgage loans. It is believed that price competition among domestic banks will be infused and sustained …

recorded in a three‐month‐period. Findings – The paper finds that at least half of the loans have highly unfavorable terms with … pay back their loans before the first adjustment period. Also notable is the fact that only 7 percent result in … foreclosure. While many borrowers receive unfavorable loans, relatively few loans are held for more than six years; a probable …

differences on private enterprises' acquiring bank loans, and to analyze the governance effect of bank debts and its impact on … acquire more loans from banks. In poorer institutional environment, political connections can help private enterprises to … acquire more bank loans; building political connections is an informal substitute mechanism for private enterprises to …

behaviour patterns of heavy users who have applied for at least two loans. A policy loan prediction model is established which … individuals apply for loans as a result of arbitrage inducement. The accuracy of loan applicant prediction can exceed 70 per cent … loans continuously (loan application repetition is on average two to three times). Research limitations/implications – Some …