Berger, Allen N; Frame, W Scott; Miller, Nathan H - In: Journal of Money, Credit and Banking 37 (2005) 2, pp. 191-222
We find that small business credit scoring (SBCS) is associated with expanded quantities, higher average prices, and greater average risk levels for small business credits under $100,000, after controlling for bank size and other differences across banks. We also find that: 1) bank-specific and...