banks in the early 2000s propelled the financial system and the economy into crisis. While these findings should not be … governing interactions between regulators and banks. Enhanced transparency of regulatory decisions as well as strenghtened …

When the Covid-19 crisis struck, banks using internal-rating based (IRB) models quickly recognized the increase in risk … and reduced lending more than banks using a standardized approach. This effect is not driven by borrowers' quality or by … banks in countries with credit booms before the pandemic. The higher risk sensitivity of IRB models does not always result …

When the Covid-19 crisis struck, banks using internal-rating based (IRB) models quickly recognized the increase in risk … and reduced lending more than banks using a standardized approach. This effect is not driven by borrowers' quality or by … banks in countries with credit booms before the pandemic. The higher risk sensitivity of IRB models does not always result …

regulations, supervision, market structure, and bank characteristics on individual bank ratings. The results indicate that less … in higher ratings only when we do not control for bank supervision and regulations. Capital requirements, restrictions on …We use country level data and bank level data from 71 countries and 857 banks to investigate the impact of bank …

-performing loans, the reduction of banks operating in Greece due to mergers and acquisitions, bank bankruptcy and withdrawal of foreign … the growth of number of banks, banking network and number of employees. The application of the austerity program in Greece … banks. All these resulted in Greece having the most concentrated banking market in the Eurozone. The reduction of the number …