financial market to foreign competition by 2006. Efficiency is key for domestic banks to survive in a liberalised environment …, but it appears that the last hope for raising bank efficiency is through ownership reform. Whether ownership reform and … foreign competition can solve China's banking problem remains to be tested. This paper aims to answer this question through …

The purpose of this paper is to assess the importance of geographical location in the banking sector efficiency of the … role in the efficiency of the banking sector in the Sino-ASEAN region. The significant country's coefficients suggest that … double bootstrapping regression. The empirical evidence suggests that the banking market has an important and significant …

This paper examines the impact of regulatory policies on banking market efficiency using a sample of 678 commercial … Squares method. Focus is on two alternative measures of banking market efficiency: net interest margin and overhead costs … (operating expenses to assets). Elevated levels of these two ratios should indicate a low level of banking efficiency. The …

This paper presents evidence on the impact of managers on cost efficiency in banking. Stochastic frontier analysis is …. University education enhances efficiency if the manager is running a large bank. Managing director changes are systematically … followed by efficiency changes. Manager retirement typically causes an efficiency improvement, whereas other manager changes …

achieving risk-return efficiency. We first estimate the expected returns, risks, and financial distress risk proxy (the inverse … z-score), then apply the stochastic frontier analysis (SFA) to obtain the risk-return efficiency score for each bank …, and finally conduct ordered logit regressions of bank ratings on estimated risks, risk-return efficiency, and the inverse …

theories to analyze the particular environment of banking. In recent years, the empirical modeling of bank technology and the … reflect the unique nature and role of banking in modern economies. This chapter gives an overview of two general empirical …. -- Bank; X-efficiency; risk; profit; agency costs …

)). The contradiction of high profitability and low efficiency causes great confusion in understanding banking in China. Our …, Chinese banks led the global banking profitability ranking through the years from 2008 to 2010 and contributed one fifth of … global banking profits in 2010. The Chinese banking sector, which was deemed as wholly insolvent ten years ago, was reborn …

lawsuit, to identify the real effects of these guarantees on the allocation of credit (“allocative efficiency”). Using matched … bank/firm data, we find that public guarantees reduce allocative efficiency. With guarantees in place, poorly performing …