Showing 1 - 10 of 51,920
One of the most salient ethical debates concerning microcredit pertains to the unexpectedly high rates of interest charged on microloans. Microcredit is supposed to be to the advantage of borrowers in some of the poorest regions of the world, but at the same time commercial institutions need to...
Persistent link: https://www.econbiz.de/10009145632
transactions for the poor. Under different assumptions on fairness in interest rate policies and the principles of justice as … described in A Theory of Justice (Rawsl, 1976), the paper determines the extent of the ‘just’ range of a price. Using the …, at minimum, for socially-minded ones active on the microfinance markets. …
Persistent link: https://www.econbiz.de/10005558860
This paper uses a unique database from a leading microfinance rating agency to assess the impact of management on the … functioning of microfinance institutions (MFIs). It focuses on MFIs’ financial performance, and on the level of subsidies received …
Persistent link: https://www.econbiz.de/10005558896
In recent years, large numbers of developing and transitional countries have ex¬peri¬enced situations of crisis, following political, economic or natural disasters, or total crisis, triggered by war or totalitarian oppression. The goal of this article is to study the role of member-owned...
Persistent link: https://www.econbiz.de/10005558929
Parmi les facteurs contingents du taux de remboursement des microcrédits, la responsabilité solidaire des emprunteurs est peu analysée dans les études empiriques. Grâce à la constitution d’une base de données originale, cet article s’attache à estimer l’impact des facteurs...
Persistent link: https://www.econbiz.de/10005558938
This paper focuses on the use of donor funds to finance MFIs. The role of donors in microfinance is rapidly evolving …
Persistent link: https://www.econbiz.de/10005146700
independence, and management compensation on outreach and sustainability of microfinance institutions in Central and Eastern Europe …
Persistent link: https://www.econbiz.de/10005652536
Discussion on financial ethics increasingly includes the problem of exclusion of the poorer segments of society from the financial system and access to credit. This paper explores the ethical dimensions surrounding the concept of a human right to credit. If access to credit is directly...
Persistent link: https://www.econbiz.de/10005558933
Microcredit institutions typically apply rigid and fixed repayment schedules when disbursing loans in order to reduce transaction costs, simplify procedures, and inculcate fiscal discipline for better repayment behavior. Microcredit clients, however, often have neither smooth income nor singular...
Persistent link: https://www.econbiz.de/10011410584
. While microfinance is supposed to address this problem through the promotion of viable businesses, it has not been very … microfinance institutions (MFIs), there have been very few that look at market conditions as an input into the success of micro …
Persistent link: https://www.econbiz.de/10011848150