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Although one of the primary objectives of microfinance has been the reduction of poverty through the provision of … microfinance, there may be an indirect positive impact through the effect of microcredit availability on families' decisions to … availability on education expenditures for children of clients of a South Indian microfinance institution. I first look at some …
Persistent link: https://www.econbiz.de/10012899949
banks to small informal initiatives such as savings groups, and includes microfinance as well as collaborative finance …
Persistent link: https://www.econbiz.de/10014141297
Most of the customers of microfinance institutions are female. But do men and women benefit from the same credit … comprising 34,000 loan applications from a Brazilian microfinance institution. The model determines the optimal loan size fixed …
Persistent link: https://www.econbiz.de/10013094965
We analyze an oligopolistic microcredit market characterized by asymmetric information and institutions that can offer only one type of contract. We study the effects of competition on contract choice when small entrepreneurs can borrow from more than one institution due to the absence of credit...
Persistent link: https://www.econbiz.de/10013069422
We analyze an oligopolistic microcredit market characterized by asymmetric information and institutions that can offer only one type of contract. We study the effects of competition on contract choice when small entrepreneurs can borrow from more than one institution due to the absence of credit...
Persistent link: https://www.econbiz.de/10013069920
Altruistic peer-to-peer lending, or crowd-sourced Internet microfinance, exposes a unique environment in which to … minimal, or in the case of Kiva.org, zero financial return. While significant microfinance research has chronicled the … lending, observing crowd-sourced microfinance and what online organizational structures facilitate cooperation. At the end of …
Persistent link: https://www.econbiz.de/10013070184
This study employs a cross sectional design with stratified random sampling method to examine the effect of Amanah Ikhtiar Malaysia's (AIM) microcredit program on hardcore poor households' microenterprise assets in Peninsular Malaysia. So far no known study has been conducted to measure the...
Persistent link: https://www.econbiz.de/10013067262
In microcredit institutions, credit officers play a prominent role in loan granting decisions. Indeed, they collect field data, meet with the applicants, and provide personal recommendations to the credit committee that takes the final decisions (loan approval/denial, and loan size). This paper...
Persistent link: https://www.econbiz.de/10013068852
Microfinance institutions (MFIs) have been successful in providing credit to millions of low-income borrowers in groups … examine microfinance interest rates and their determinants in order to understand how these rates might be lowered. Using high …
Persistent link: https://www.econbiz.de/10011294486
microfinance organization operating in Pakistan since 2001. Borrowers are encouraged to give any amount they wish to the …
Persistent link: https://www.econbiz.de/10011294300