The philosophy of rating in Basel 2 principles is to evaluate the probability of default (PD) of the single enterprise; nevertheless it is attested that the assessment must exceed traditional quantitative approach based on the balance sheet analysis. The triangular approach posed by Basel 2...

Regression function is the key to making many micro and macroeconomic analysis. After studying logical variables to be analyzed, graphical representation of data series and primary interpretation of information we pass to fundament the econometric model to be used.

GDP, one of the main macroeconomic aggregates specific to SNA represents the synthetic expression of economic activity results produced within the economic territory over a period of time, regardless of the contribution that they had domestic or foreign subjects.

This paper is focused on the financial analysis upon the figures reflected in the balance sheet of a company. The model proposed by the authors takes into consideration the evaluation of the working capital, necessary working capital, net treasury. Liquidity and rotation speed indicators, also...

The paper refers to the impact of the Basel 2 Agreement on the development of small and medium enterprises (SME). There are presented the methods for estimating the rating (standard, basic inter and advanced rating). It is also presented the experience of some countries like Italy, Germany,...