We use an RCT to analyze the impacts of microcredit. The study population consists of loan applicants who were marginally rejected by an MFI in Bosnia. A random subset of these were offered a loan. We provide evidence of higher self-employment, increases in inventory, a reduction in the...

We compare the importance of occupational gender segregation for the gender wage gap in East and West Germany in 1995 using a sample of social-security wage records of full-time workers. East Germany, which features a somewhat higher degree of occupational segregation, has a gender wage gap on...

In this paper we examine occupational and firm-level sex segregation and their relationship with wages in West Germany and in East Germany, where anti-discrimination policies were recently implemented. We employ a representative sample of social-security wage records from 1992 and 1995,...

Recent attention has focused on the UK's productivity gap in the retail sector. Figure 1 shows an estimate of labour productivity in retail across countries, using output per hour worked. The UK lies well behind the US, France and Germany. Reynolds at al (2005) contribute to this debate by...

In this paper we examine occupational and firm-level sex segregation and their relationship with wages in West Germany and in East Germany, where anti- discrimination policies were recently implemented. We employ a representative sample of social-security wage records from 1992 and 1995,...

Although microfinance institutions across the world are moving from group lending towards individual lending, this strategic shift is not substantiated by sufficient empirical evidence on the impact of both types of lending on borrowers. We present such evidence from a randomised field...

We use a randomised controlled trial (RCT) to analyse the impact of microcredit on poverty reduction in Bosnia and Herzegovina. The study population are loan applicants that would normally have just been rejected based on regular screening. We find that access to credit allowed borrowers to...