employer-provided health insurance and employer payments for FICA taxes has contributed to the growth in observed and actual … substantially more unequal since 1979 than the traditional measure based on wages alone indicates. …

-to-diagnose injuries. Moreover, substitution between WC and other insurance programs may be observed. The decision of reporting a workplace … accident may also be affected by the generosity of WC benefits. 2) WC may induce changes in occupational wages rates and 3) WC … show that increases in WC insurance are associated with an increase in the frequency of injuries (elasticities ranging from …

spells and (ii) reduced reemployment wages. Although full insurance requires both unemployment benefits and wage insurance …, supply difficulties limit actual-loss insurance, and separation packages typically include partial unemployment insurance and … integration of these insurance instruments in this complex planning environment. One important implication: given the structure of …

and car insurance using data from the UK. The main empirical results are: - higher labor income risk induces a higher … demand for car insurance. - the effects of increases in labor income risk after 1979 seem to be more than offset by a more …