This paper uses a large natural field experiment to identify the effects of formal savings on interhousehold transfers … they impact direct participants and beneficiaries. In developing regions, households vulnerable to extreme poverty often … rapid expansion of formal savings services in Central Malawi, this paper shows that experimentally boosting use of formal …

topics have been extended to a wider nexus of financial sector development-economic growth-and poverty alleviation. Regarding … determinant factors for households to access business credit from several sources, namely bank, non-bank, and individual. The … probabilities for household to obtain business credit is affected by the demographic characteristics (age, sex, marrital status …

In recent years, an important number of impact studies have attempted to examine the effect of credit on income poverty … Metropolitan area of Mexico City. The paper provides an estimation of the impact of credit, employing different equivalence scales … in order to measure the sensitivity of the poverty impact to the intra-household distribution of welfare. We find a link …

period financial contracts, where poor agents face credit constraints owing to moral hazard and limited liability. …

towards local elites. Unlike targeting cash transfers to the poor, the optimal targeting of credit is a more complex problem … program, the Thai Million Baht Credit Fund, which decentralizes the allocation of loans to an elected group of community …-productivity, poor households, which is inconsistent with poverty and productive efficiency as targeting criteria. Second, using …

small and micro business financing in three areas: credit in general and the cost-effectiveness of lending methodologies in … particular (Section II); savings in general and the role of deposit-taking in the growth of a target group-oriented financial …

often been interpreted as indicating that alternative informal financing channels such as trade credit can substitute for … trade credit in promoting firm performance and firm growth, and find that access to bank loans is more important than does … availability of trade credit. Our results imply that firms cannot get around financial repression through alternative financing …

credit and the extent to which they are constrained in the formal credit market. We account for firms self-selecting out of … the credit market in Myanmar. Our data contain information about individual firm owner/manager gender, managerial capacity … with the probability of firms demanding credit, while firms with female owner/managers have lower probabilities of …