two-sided asymmetric information setup of Diamond and Dybvig (1983) and Jacklin and Bhattacharya (1988) and a dynamic …

The traditional model of bank-led financial intermediation, where banks issue demandable deposits to savers and make … overall private lending has declined from 60% in 1970 to 35% in 2023, while the deposit share of savings has declined from 22 … size. Implicit banks' costs and subsidies explain shifting bank balance sheet composition. Together, these forces explain …

Creditors often share information about their customers' credit record. Besides helping them to spot bad risks, this …

information conveyed by hedge fund analysts during the call is more strongly associated with both stock returns and investor …

Spanish banks were late-comers to the industry's globalization process, several decades behind U.S., other European and … Japanese banks, achieving full multinational presence until the mid 1990s.Their overseas expansion was simultaneous to two ….Since the mid 1990's, major Spanish banks' have centered their strategies on the penetration of the largest Latin American …

Area banks in a ‘green' and a ‘brown' scenario. We find that direct and indirect exposures to climate …, the portion of banks' loan portfolios exposed to these sectors is comparable to banks' capital. Our results suggest that …

providers of information about the market have emerged in many ways equally important market participants we call them Tertiary …

early 2000. Kosovo's banking sector consists of 8 privately owned commercial banks, the insurance companies which make up 5 … development policies. It is unimaginable implementation of the project without information technology support. This support has to … do with that that information technology offers its capacities in supporting of all the activities that include the …

In this paper we use credit rating data from two Swedish banks to elicit evidence on these banks’ loan monitoring … the Swedish credit bureau. We test the banks’ abilility to forecast the credit bureau’s ratings and vice versa. We show … that one of the banks has a superior predictive ability relative to the credit bureau. This is evidence that bank credit …