three topics: Social Security overhaul, 401(k) enrollment and accumulations, and health savings accounts. Before the forum …

decline of defined-benefit schemes and the multiplication of tax-sponsored personal savings accounts in the private sector …

I investigate the importance of personal savings rate in the cross-sectional pricing of individual stocks. I estimate … each stock's monthly-varying sensitivity to the personal savings rate and show that stocks in the lowest savings rate beta … quintile generate 6% more annualized risk-adjusted return compared to stocks in the highest savings beta quintile. I find that …

behavior. We find that a one percentage point increase in job loss risk increases liquid savings by roughly 1.2 - 2.0 percent …

We characterize the solution to a model of consumption smoothing using financing under non-commitment and savings. We … preference is equal to the interest rate on savings, perfect smoothing can be achieved in finite time. We also show that, when …

The study investigated the dynamic interaction between savings, investment and economic growth in Nigeria within the …, should ensure that the savings with deposit money banks are properly channelled to long-term investment. The study further … attention to the dynamic interaction between GDS, and GDI by ensuring that the savings generated are properly channelled to …

rest of the world is that the rising aggregate saving has reflected high savings rates in all three sectors - corporate …