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forces, which govern the stocks of frail and health persons in a population, interact with economic forces, which govern the …
Persistent link: https://www.econbiz.de/10005245405
-developed countries (LDCs) have had to cut back social spending, including spending on government health programs. As a result, these … countries have been forced to explore alternative means fo financing health services, including greater recovery of costs in the … government health sector via user fees. …
Persistent link: https://www.econbiz.de/10005657418
discusses if a private health insurance subsidy policy can reduce the expenses covered by the public system. A theoretical model … calibration strategy employed reveals that selection is adverse in the Colombian voluntary health insurance market. Furthermore …Countries that seek to provide universal health coverage deal with considerable publicly funded expenses. This article …
Persistent link: https://www.econbiz.de/10014132406
In vertically differentiated repair markets with insured customers, insurance coverage increases price level, entry …
Persistent link: https://www.econbiz.de/10010576467
I consider the popular argument of Medicaid crowding out demand for private long-term care insurance. I show that this … neglects a large value of the program in providing access to care. I show that private insurance is unable to offer a similar … value. I posit that the low take-up of private insurance is due to a dilemma prevalent in - but not exclusive to - the …
Persistent link: https://www.econbiz.de/10011435023
data from a large insurance company we find that overall, 43.9% of the people in our sample could be reintegrated …
Persistent link: https://www.econbiz.de/10012817091
This paper presnets first empirical results on moral hazard in demand for physician services, using a longitudinal dataset on 4578 individuals followed during two years. The data set contains two subgroups, one for which a copayment rate of 10% for physician visits was introduced in 1994, and an...
Persistent link: https://www.econbiz.de/10005256749
In Chile, dependant workers are mandated to purchase health insurance and they can chose between one public provider … public insurance. Independent workers, however, are not mandated. In this case, we analyze the relationship between … utilization and the decision to purchase insurance. The results show adverse selection against insurance companies for independent …
Persistent link: https://www.econbiz.de/10005212281
A risk-averse consumer purchases an insurance policy; if she suffers a loss, she may receive services from a provider …
Persistent link: https://www.econbiz.de/10005027876
I consider the popular argument of Medicaid crowding out demand for private long-term care insurance. I show that this … neglects a large value of the program in providing access to care. I show that private insurance is unable to offer a similar … value. I posit that the low take-up of private insurance is due to a dilemma prevalent in - but not exclusive to - the …
Persistent link: https://www.econbiz.de/10011434037