, from access to securitized lending and stock markets. These limitations for SMEs may seriously limit their expansion …, a conference on "Financing SMEs in Europe" was jointly organised by SUERF and the Banque de France on 11 and 12 … September 2008 in Paris. The conference addressed three issues: First, major theories of SMEs' financing behaviour were …

the introduction of the new Basle II agreement on capital allocation requirements for banks lending to companies … banks the choice between external agency ratings and the lending institutes’ internal ratings. For the latter, the banks …

-sized enterprises (SMEs) and industry are answered. The results indicate that financial ratios of SMEs differ between industries …. Industry, measured by the weight-of-evidence (WoE), is a significant variable in default prediction of SMEs. Rating models …