A recent study finds that telephone and face-to-face counseling can be equally effective and appear to generate equivalent outcomes for consumers' creditworthiness two years later. The increase in telephone and online counseling may encourage consumers to seek earlier assistance for their credit...

The city of San Antonio has taken on the challenge of homeownership preservation, creating the San Antonio Foreclosure Prevention Task Force.

Information on the foreclosure process, procedures and laws; homeowner assistance; state and local coalitions; and post-foreclosure solutions.

When CRA officers gather with their examiners, the top question they ask is whether their activity qualifies for CRA purposes. This Community Development Decision Flow Chart can help answer that question.

Many low-income working families are unaware that they can receive up to $4,140 in tax credits under the IRS' Earned Income Tax Credit program. Others file with commercial tax preparation services that charge not only a fee for the tax preparation and electronic filing but also high interest on...

Government actions, combined with oversight and standardization from industry organizations, benefit consumers by enabling them to more easily identify agencies that work in their best interest and are certified to provide them with quality financial education.

Access to mainstream financial services is on the horizon for unbanked and underbanked consumers in Houston through Get Checking(TM), a national initiative sponsored by eFunds Corp. and the University of Wisconsin Extension.

ACCION Texas is the largest microlender in the United States. With an active loan portfolio of $6 million, the nonprofit is reaching small businesses throughout the 262,000 square miles of Texas. In 2001, ACCION introduced the Out-of-Area Network to help connect with small businesses throughout...

The latest buzz in the Dallas Fed's Community Affairs Department is the release of a revised and expanded edition of the Bank's hallmark personal finance education resource, Building Wealth.

In August 2005, a joint ruling by the Federal Reserve Board of Governors, Federal Deposit Insurance Corp. and Office of the Comptroller of the Currency made several changes to the rules implementing the Community Reinvestment Act.