Despite some of the positive news in housing markets, the rate of mortgage foreclosures and delinquencies in Texas is on a sharp incline. This issue of e-Perspectives provides a list of foreclosure resources.

In a recent Southwest Economy, Dallas Fed economists D'Ann Petersen and Laila Assanie examine the Texas housing market. Another article, by the Real Estate Center at Texas A&M University, provides an in-depth analysis of Texas' housing affordability and how it differs across the state's...

In March the Federal Reserve Bank of Dallas interviewed Otis Thornton, Homelessness Program Director at the City of Fort Worth, to discuss the fundamentals of homelessness and efforts to combat it.

Since 2007, the state of New Mexico has invested $2.45 million to support Individual Development Accounts (IDAs) for New Mexico savers. This funding provides a much-needed local match required by federal IDA funding, which was awarded through the Assets for Independence Act.

The national Community Action program began in the 1960s to serve as a focal point in local communities for the war on poverty. Programs were established in a majority of counties across the U.S., including some in rural areas. Many programs continue to thrive today, and in mostly rural southern...

In July 2010, the Federal Reserve Bank of Dallas launched the Community Outlook Survey, a quarterly online survey to assess community and economic development in the Eleventh District of the Federal Reserve System--Texas, northern Louisiana and southern New Mexico. ; This seven-question survey...

In a recent Community Outlook Survey by the Dallas Fed's Community Development Office, several nonprofit service providers observed that credit scores were a main factor affecting low-to moderate-income clients' access to credit.

In the wake of the Great Recession, more Americans are turning their focus to personal financial recovery. Whether they are recovering from a setback such as unemployment or reduced income, increasing their rainy-day funds, shoring up retirement savings, reducing high-cost debt balances, or all...

The profile of an average college student today is not what you might think. The stereotypical image of a college student—right out of high school, living in the dorm, with parents footing the bill—is no longer the reality. Today, the typical college student is a working adult with one or...