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Payday holiday: how households fare after payday credit bans

Morgan, Donald P.; Strain, Michael R. - Federal Reserve Bank of New York - 2007

Payday loans are widely condemned as a “predatory debt trap.” We test that claim by researching how households in … Georgia and North Carolina have fared since those states banned payday loans in May 2004 and December 2005. Compared with … substitutes such as the bounced-check “protection” sold by credit unions and banks or loans from pawnshops.> …

Persistent link: https://www.econbiz.de/10005420672

Household borrowing in the recovery

Seiders, David F.; Luckett, Charles A. - In: Federal Reserve Bulletin (1978) Mar, pp. 153-160

Persistent link: https://www.econbiz.de/10005501526

The national and regional economic outlook

Dudley, William C. - In: Speech (2011) Oct 24

Remarks at Fordham University's Gabelli School of Business, Bronx, New York.

Persistent link: https://www.econbiz.de/10009366963

The national and regional economic outlook

Dudley, William C. - In: Speech (2011) Oct 24

Remarks before the Bronx Chamber of Commerce at the New York Botanical Garden, Bronx, New York.

Persistent link: https://www.econbiz.de/10009366964

The national and regional economic outlook

Dudley, William C. - Federal Reserve Bank of New York - 2011

Remarks before the Bronx Chamber of Commerce at the New York Botanical Garden, Bronx, New York.

Persistent link: https://www.econbiz.de/10010724974

The national and regional economic outlook

Dudley, William C. - Federal Reserve Bank of New York - 2011

Remarks at Fordham University's Gabelli School of Business, Bronx, New York.

Persistent link: https://www.econbiz.de/10010724994

The affordable housing shortage: considering the problem, causes and solutions

Feldman, Ron - Federal Reserve Bank of Minneapolis - 2002

Many observers claim that we are in the midst of an “affordable housing shortage” or, even worse, an “affordable housing crisis.” The primary concern is that too many households live in “unaffordable” rental units. We hope to clarify the current debate by first measuring the size of...

Persistent link: https://www.econbiz.de/10005394460

Making regulation work for consumers and banks

Litan, Robert E. - Federal Reserve Bank of Chicago - 2005

Persistent link: https://www.econbiz.de/10010723732

CRA agreements and small business lending: is there a "there" there?

Bostic, Raphael W.; Robinson, Breck L. - Federal Reserve Bank of Chicago - 2006

Persistent link: https://www.econbiz.de/10010723778

Evidence of bank information monopolies across the business cycle

Santos, Joao A. C.; Winton, Andrew - Federal Reserve Bank of Chicago - 2005

Persistent link: https://www.econbiz.de/10010723796

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