process. It accompanies a Liberty Street Blog series. Both discuss the complexity of the credit intermediation chain …

industrial lending, and credit weakness is concentrated in a small number of borrower industries. …

Managing the credit risk inherent to a corporate credit line is similar to that of a term loan, but with one key … default (LGD). However, since a credit line allows the borrowers to draw down the committed funds according to their own needs … corporate lending within Spain over the last 20 years, provides the most comprehensive overview of corporate credit line use and …

Expanded credit programs and lending from the Minneapolis Fed. …

This paper empirically examines the effect of the use of credit scoring by large banking organizations on small … authors estimate that credit scoring increases small business lending by $16.4 million per LMI area served. Furthermore, this … that credit scoring increases the probability that a large banking organization will make small business loans in a given …

recent important innovation of the 1990s: banks’ use of credit scoring for small business lending. The authors examine the … responses of 95 large banking organizations to a survey that asked whether they had adopted credit scoring for small business … tobit models to explain the diffusion pattern of small business credit scoring models. Explanatory variables include several …

This paper presents key findings of the Second Review for the Kyrgyz Republic under the Extended Credit Facility …