Since commercial banks play important roles in the financial markets, it isimportant to evaluate whether banks operate efficiently. Moreover, given increasedcompetition from non-bank financial institutions, commercial banks should operatemore efficiently than they did previously. Commercial...

The previous political dispensation limited black people’s participation in the SouthAfrican economy. Poor credit records, lack of training, resulting in skills and capacitygaps further limited entry into the lending market. These aspects are considered themain limitations in obtaining finance...

While banking system of Kazakhstan has been reformed during the past two decades to transition to the international standards, privacy of financial information seems to be left neglected. With the advent of the technological era and, hence, the rapid growth of computer crime, privacy of...

Under UK Insolvency law creditors face a strategic choice when dealing with someinsolvent individual debtors. Since 1986 Individual Voluntary Arrangements (IVAs) havebeen available to return better recoveries than bankruptcy but returns are subject to agreater degree of uncertainty.In this paper...

Over the last twenty years UK banks have reviewed and streamlined traditional credit assessment techniques for Small and Medium Sized Enterprises. In pursuit of margin and market share, today’s due diligence relies increasingly on centralised data and statistical “certainty” than on the...

Over the last ten to fifteen years, and in response to the huge growth in demand for unsecured consumer credit, UK banks have reviewed, automated, de-skilled and streamlined traditional credit assessment techniques. In pursuit of margin and market share, today’s due diligence relies...

The bulk of the collection is letterbooks (1880-1901), dealing primarily (after 1883) with the affairs of the Thatcher Brothers Banking Company; also includes materials concerning the L.D.S. Church in Cache Valley, the Logan L.D.S. Temple, the Utah and Northern Railroad, Logan City Government,...

This study looked at factors that determine bank switching behaviour among employed graduates, and their propensity to tell the bank and/or other people about the switching incident. Data was collected using a structured questionnaire sent via email using convenience sampling. 93 responses were...