among the least creditworthy households, suggesting an important role for long-term preparation for homeownership …

implications of homeownership. After controlling for income, housing quality and health, female homeowners are not better off than …

homeownership experience during the recent housing boom and housing bust was not homogenous across all groups in the U.S. The recent … deterioration of underwriting practices and a boom in mortgage lending did not benefit minorities and immigrant homeownership in the … U.S. Blacks experienced significantly lower increase in homeownership than the whites but highest exit from …

mortgage crisis, which, in contrast to the preceding housing boom, was not accompanied by a rise in homeownership rates. Using … declines in the homeownership rates …

homeownership in Japan. We find that although both rural and urban households with higher incomes are more likely to transition to … homeownership, access in rural areas is more equally distributed over various income groups. Since most of the previous empirical …, whereas in rural areas homeownership is more equally distributed. Nonetheless, given the relatively low levels of household …

to close this gap. Our results show that income level and increase in family size are the strongest determinants for home-ownership … in Japan. We find that although both rural and urban households with higher incomes are more likely to transition to home-ownership … rural areas home-ownership is more equally distributed. Nonetheless, given the relatively low levels of household wealth …

estimates show that counterfactual reductions in commuting costs lead to marked increases in education segregation and, to a … lesser degree, increases in income segregation, as households now find it easier to locate in neighborhoods with similar … households. In contrast, turning off preferences for housing characteristics actually reduces income segregation, indicating that …