La securisation des prets pour accession a la propriete concerne les organismes de credit mais aussi la puissance publique, avec le developpement des prets a taux zero. L'assurance chomage privee des prets hypothecaires evite la budgetisation des prestations qu'entrainerait un assurance...

While contract theory has reached a high degree of sophistication, econometric applications remain scarce. One often invoked reason is that adequate data is hard to find. We argue that insurance data fit the requirements of econometric testing especially well. Then we propose some insights on...