This study investigates the implications of cross-country differences in banking regulation and supervision for the … subsidiaries in countries with weaker regulation and supervision and that such location decisions are associated with elevated BHC … role in these location choices and risk outcomes. Overall, our study suggests that U.S. banking organizations engage in …

than US ones. Regarding the consequences of systemic risk, we show that dependence between the banking sector and a wide …

evidence suggests that the link between capital regulation and banking efficiency is not robust enough to control for other …This paper examines the impact of regulatory policies on banking market efficiency using a sample of 678 commercial …-specific variables. Data on regulation, supervision and monitoring variables, and activity restrictions are from the most recent Bank …

We integrate Basel II (and III) regulations into the industrial organization approach to banking and analyze lending …) for hedging purposes. Regulation is found to induce the risk-neutral bank to behave in a more risk-sensitive way: Compared … to a situation without regulation the optimal volume of loans decreases more as the riskiness of loans increases. CDS …

We construct unique measures which allow to discuss the financial stability of banking systems with respect to funding … liquidity risk. We quantify the maximal proportional price shock a banking system can sustain without downward spiralling … requirements in times of financial distress reduce banking system stability. The model is calibrated to the Austrian banking system …

/methodology/approach – The approach is based on studying the two selected regulation systems, Basel III and the Eurocodes and identifies how the … the financial regulation uses a cause-based approach to regulation, in which the causes of a crisis are found and … set of codes of practice. It is the trade-off between less regulation and increased responsibility. Originality …

considering the design of regulation of mobile banking. Since it lies at the interface between financial services and telecoms …Mobile banking is growing at a remarkable speed around the world. In the process it is creating considerable …, mobile banking also raises competition policy and interoperability issues that are discussed in the paper. Finally, by …