achieved by regulation and supervision of the financial sector. Stability is still regarded as paramount for banking, to be … financial instability and the greater relevance of systemic risk may ask for a macroeconomic management of prudential regulation …

model identifies the sources of market failure that may justify banking regulation. … deposit insurance, namely avoiding banking crises and protecting small depositors. The paper also addresses the related …

We integrate Basel II (and III) regulations into the industrial organization approach to banking and analyze the … interaction between capital adequacy regulation and credit risk transfer with credit default swaps (CDS) including its effect on … at a certain (potentially distorted) price. Regulation is found to induce the risk-neutral bank to behave in a more risk …

last resort, deposit insurance, and prudential regulation. The nature of the banking systems, resolutaion methods, and … prudential regulation that the safety nets backstop does differ across important banking markets, but prudential regulation is … converging as a result of the crises of the 1980s and 1990s to the model of consolidatred regulation, strict capital requirements …

-level sources of risk are much easier for corporate governance and regulation to address than risk arising at the systemic level … limited role in the regulation of systemic risk and then relates this discussion to the current state of affairs in the …

This paper looks at the macroeconomic impact of the two policies proposed by ECB Banking Supervision to tackle the high … assessment of the package is analysed via a semi-structural model, the Banking Euro Area Stress Test (BEAST). The coverage …. Furthermore, the coverage expectations can also moderately but persistently reduce procyclicality in the banking system. …

This paper investigates the impact of governance and regulation on systemic risk across a sample of banks from 10 …

We analyze whether and how bank deregulation relates to the M&A centric consolidation of U.S. banking industry. Using …