public-interest view of regulation, not regulatory capture …

capital, and to ascertain the role capital regulation plays on the composition of credit in the economy. Our results show that …

.S. banking data from 1990 to 2005. In particular, we find that local banks belonging to community (CBOs) and regional banking … organizations (RBOs) increased their share of CRE loans as competition from large banking organizations (LBOs) increased. The paper … into local banking markets. After instrumenting for LBO entry into new markets, we find a steady and continuous increase in …

This paper provides an overview of the dramatic changes in the UK banking sector over the 1989–2013 period, seen … Historical Banking Regulatory Database (HBRD), covers financial statement and confidential regulatory information for all … a more comprehensive picture of the UK banking sector as well as a more refined view of subsectors, such as small banks …

banking industrial organization and its economic consequences. We document a novel trade-off: the potential benefits of …

worldwide and impose considerable challenges for regulators tasked to solve the arising trade-off between sound regulation and … German financial market. Thereby, we contribute to the literature as we evolve an effective regulation within the new setting …

countries, this paper investigates how both host country and home country regulation affect the decision on where and how to go … supervision. In all cases, they avoid locations with stronger capital regulation than at home. Regarding the choice of foreign …