question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

To study the impact of macroprudential policy on credit supply cycles and real effects, we analyze dynamic provisioning … differentially. We find that dynamic provisioning smooths credit supply cycles and, in bad times, supports firm performance. A 1 … percentage point increase in capital buffers extends credit to firms by 9 percentage points, increasing firm employment (6 …

question, we identify the compositional changes in banks’ supply of credit using the variation in their holdings of residential …

. Similarly access to bank credit and the size of loans received from banks were also higher in these countries than Ghana. The … Association of Ghana Industries identified bank credit and lending rates as main challenges its members faced to expand their … operations. Ghana and its peer countries allowed banks to determine their lending rates to improve upon availability of credit …

persons based on a core set of harmonised concepts and definitions. Starting with reference data from September 2018, credit …) individual credit exposures falling within the reporting scope. The reporting framework is the outcome of in-depth discussions … Regulation, AnaCredit will, already in Stage 1, significantly enhance the value for analysis on credit and credit risk in the …

credit to non-financial firms in Italy between 2008 and 2015. We use time-varying firm fixed effects to control for shifts in … causally affected by the level of NPL ratios: the negative correlation between NPL ratios and credit growth in our data is … mostly generated by changes in firms' conditions and a contraction in their demand for credit. However, the exogenous …

This paper focuses on the recent changes in banking systems and how bank-specific characteristics have affected credit … supply in five Latin American countries (Brazil, Chile, Colombia, Mexico and Peru). We use detailed credit registry data and … funding, and a commercial business model generally supply more credit. Such banks are also more sheltered from monetary and …

enterprises, as captured by the assessment of credit standards provided by the banks participating in the Eurosystem Bank Lending … bias in the estimated contribution of a tightening in credit standards from using the information for the BLS-only banks … information over the credit cycle for policymakers …