Insurance fraud, which adds an estimated $85 billion per year to the total insurance bill in the United States, is an extremely serious problem for consumers, regulators, and insurance companies. This paper analyzes the effects of state legislation and market conditions on automobile insurance...

This paper uses state-level data from 1984-96 to examine how right-to-carry laws and waiting periods affect the felonious deaths of police. Some people oppose concealed weapons carry laws because they believe these laws jeopardize law enforcement officials, who risk their lives to protect the...

Using cross-sectional time-series data for U.S. counties from 1977 to 1992, We find that allowing citizens to carry concealed weapons deters violent crimes, without increasing accidental deaths. If those states without right-to-carry concealed gun provisions had adopted them in 1992, county- and...