Auto insurance rates can vary dramatically, with much higher premiums in poor and minority areas than elsewhere, even after accounting for individual characteristics, driving history, and coverage. This paper uses a unique data set to examine the relative influence of place-based socioeconomic...

This paper examines the relationship between job sprawl and the spatial mismatch between blacks and jobs. Using data from a variety of sources, including the 1990 and 2000 U.S. Census and U.S. Department of Commerce's ZIP Code Business Patterns, I control extensively for metropolitan area...

Residential mobility policies are in part premised on the assumption that place and not race explains blacks' joblessness in central cities. The article investigates the potential effects of residential mobility programs by analyzing a “natural” black residential mobility process in the...