Showing 161 - 170 of 121,125
Whether concentrated banking industries allow banks to exercise monopoly power through anticipative pricing is a pertinent question from the perspective of anti-trust policies. We explore this question in context of banking industry in Pakistan. We assess the pricing behavior of banks through...
Persistent link: https://www.econbiz.de/10014239489
The degree of the banking sector concentration is a structural variable and refers to the number of banks in the system and the degree of their market power. The importance of measuring concentration in the banking sector stems from the causal relationship between the market structure and the...
Persistent link: https://www.econbiz.de/10013266125
How do changes in market structure impact accessibility to credit? Following the introduction of publicly disclosed Comprehensive Capital Analysis and Review stress tests, market shares of affected banks shrunk by about 2.1 pp. Impact significantly differs across regions, with shares dropping an...
Persistent link: https://www.econbiz.de/10013305907
How can competition enhance bank soundness? Does competition improve soundness via the efficiency channel? Do banks heterogeneously respond to competition? To answer these questions, we exploit an innovative measure of competition [Boone, J., A New Way to Measure Competition, EconJnl, Vol. 118,...
Persistent link: https://www.econbiz.de/10013141376
Using aggregate balance sheet data from banks across the EU-25 over the period from 1997 to 2005 this paper provides empirical evidence that national banking market concentration has a negative impact on European banks' financial soundness as measured by the Z-score technique while controlling...
Persistent link: https://www.econbiz.de/10008493575
This paper addresses the issue on how bank size and market concentration affect performance and risks in 17 Latin American countries between 2001 and 2008. The objective is to evaluate whether a too-big-to-fail behavior has been present in the region. Surprisingly, we do not find evidence to...
Persistent link: https://www.econbiz.de/10010738290
We empirically investigate the effects of market structure on profitability and stability for 1929 banks in 40 emerging …-market-power (RMP) hypotheses. We observe that a greater market share leads to higher bank profitability being biased toward the RMP … hypothesis in advanced economies, yet neither of the hypotheses is supported for profitability in emerging economies. The SCP …
Persistent link: https://www.econbiz.de/10010679254
On May 11-12, 2011, SUERF, the Belgian Financial Forum, the Brussels Finance Institute and the Centre for European Policy Studies (CEPS) jointly organised the 29th SUERF Colloquium New paradigms in money and finance? The papers included in this SUERF Study are based on contributions to the...
Persistent link: https://www.econbiz.de/10011070913
In the past decades, the banking sector has come to be known in literature as the banking industry as it was geared to increasing profits, banks were growing, and banking products developed dynamically. It was believed that competition in the banking sector makes banks more efficient and...
Persistent link: https://www.econbiz.de/10011206976
This paper examines (1) the change in commercial banks’ risk taking as states in the United States removed restrictions on bank branching within state borders and (2) the channels through which the removal of these restrictions affect bank risk taking. I find that, after the liberalization of...
Persistent link: https://www.econbiz.de/10010895768