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The Fat Years : The Structure and Profitability of the Us Banking Sector in the Pre-Crisis Period

Tregenna, Fiona - 2010

Bank profitability in the USA was extremely high in the pre-crisis period, yet this did not prevent the current crisis …' capital bases. This paper analyses the effects of structure on profitability from 1994 to 2005. Bank-level panel data are used … to test the effects of concentration, market power, bank size and operational efficiency on profitability. Efficiency is …

Persistent link: https://www.econbiz.de/10013152291

An empirical investigation of the effects of concentration on profitability among US banks

Fiona, Tregenna - Volkswirtschaftliche Fakultät, … - 2006

This paper analyses the effects of concentration on profitability in the US banking sector from 1994-2005, using bank … relationship between concentration and profitability. Strong support is found for the Structure-Conduct-Performance hypothesis, as … and specifications, and to various measures of profitability and of concentration. Further analysis sheds light on the …

Persistent link: https://www.econbiz.de/10005835748

What types of banks profit most from fees charged? A cross-country examination of bank-specific and country-level determinants

Tennant, David; Sutherland, Richard - In: Journal of Banking & Finance 49 (2014) C, pp. 178-190

The perception that banks are exploiting customers through their fee-charging practices in a bid to maximize profits, has fuelled widespread public interest in identifying the banks that profit most heavily from fees. Using hierarchical cross-country regression analyses, this paper seeks to...

Persistent link: https://www.econbiz.de/10011118079

Market power, efficiency and welfare performance of banks : evidence from the Ghanaian banking industry

Adeabah, David; Andoh, Charles - 2019

The study analyses the welfare performance of banks' lending services in the Ghanaian banking industry with emphasis on the role of market power and efficiency. We made use of pooled OLS regression with fixed effect model. For robustness, we adopted Prais-Winsten (1954) regression and two-stage...

Persistent link: https://www.econbiz.de/10012061102

Production structure, output and profits - a note

Dögüs, Ilhan - 2021

This paper argues that the case of product differentiation of concentrated markets (i.e., innovation competition) is one where production per unit of profit of non-financial corporations is lower than in competitive mass production and profit share is not an increasing function of capacity...

Persistent link: https://www.econbiz.de/10012628047

Bank efficiency in China, rent seeking versus X-inefficiency: A non-parametric bootstrapping approach

Matthews, Kent; Guo, Jianguang; Zhang, Nina; Wang, Lina - 2007

This study demarcates cost-inefficiency in Chinese banks into X-inefficiency and rent-seeking-inefficiency. A protected banking market not only encourages weak management and X-inefficiency but also public ownership and state directed lending encourages moral hazard and bureaucratic rent...

Persistent link: https://www.econbiz.de/10010322770

Rational inefficiency and non-performing loans in Chinese banking: A non-parametric bootstrapping approach

Matthews, Kent; Guo, Jianguang; Zhang, Nina - 2007

The existing Chinese banking system was born out of a state-planning framework focussed on the funding of state-owned enterprises. Despite the development of a modern banking system, numerous studies of Chinese banking point to its high level of average inefficiency. Much of this inefficiency...

Persistent link: https://www.econbiz.de/10010322785

Financial market regulation, country governance, and bank efficiency: Evidence from East Asian countries

Chan, Sok-Gee; Karim, Mohd Zaini Abd - In: Contemporary Economics 10 (2016) 1, pp. 39-54

This paper examines the relationship between financial market regulation, country governance and efficiency of commercial banks in East Asian economies during the period 2001-2008 using a two-stage estimation technique. In the first stage, we employ a non-parametric approach-Data Envelopment...

Persistent link: https://www.econbiz.de/10011659874

Impact of cost efficiency on bank capital and the cost of financial intermediation: Evidence from BRICS countries

Rahman, Mohammed Mizanur; Ashraf, Badar Nadeem; Zheng, … - In: International Journal of Financial Studies 5 (2017) 4, pp. 1-18

Over last two decades, emerging and developing nations have desperately endeavored for efficient banking sectors. In this study, we argue that bank efficiency generates incentives that can impact banks' capital holdings and the cost of financial intermediation. Analyzing a panel dataset of 1190...

Persistent link: https://www.econbiz.de/10011996065

Loan Pricing: Do Borrowers Benefit from Cost-Efficient Banking?

Schlueter, Tobias; Busch, Ramona; Sievers, Soenke; … - In: Credit and Capital Markets – Kredit und Kapital 49 (2016) 1, pp. 93-125

This study examines the loan-pricing behavior of German banks for a large variety of retail and corporate loan products. We find that a bank"s operational efficiency is priced in bank loan rates and alters interest-setting behavior. Specifically, we establish that a higher degree of operational...

Persistent link: https://www.econbiz.de/10014522967