using a new method, the construction of tailored hypothetical bank competitors. …

Using granular data of German banks for the 2003 to 2018 period, we analyse the determinants of bank rates on retail … deposits. We find that a bank's rate on sight deposits is especially low if the bank operates in rural districts, if it is not … exposed to strong competition and if it provides much service. Regarding the rates on term deposits, we find that the bank …

We provide a rationale for bank money creation in our current monetary system by investigating its merits over a system …) costs from monitoring, aggregate lending to bank-dependent firms is inefficiently low. A monetary system with bank money … creation alleviates this problem, as banks can initiate lending by creating bank deposits without relying on household funding …

Central Bank’s policy-rate cuts in mid-2014. The pass-through of the rate cuts to banks’ funding costs differs across the euro … provide a simple model of an augmented bank balance-sheet channel where in addition to costly external financing, there is …

find such effects for bank connections to acquirer advisors or for trades in acquirer stocks. Target advisors benefit from …

This paper studies the effects of harmonizing collateral policy in a monetary union. In 2007, the European Central Bank …

Exploiting confidential data on individual German bank balance-sheets, I analyse what characterises a bank that opts to …

This short paper examines the effect of financial sanctions at the most disaggregated level possible, individual bank … 2022 have sizably reduced financial transactions with sanctioned Russian bank accounts. Among the various sanction measures …