essential ingredients of models of bank competition …

discusses possible factors that may inhibit a deepening of bank intermediation and more efficient banking in Brazil, two aspects …

Soon after Korea agreed to an IMF-supported program, Seoul Bank and Korea First Bank were nationalized through an … foreign investors. Korea First Bank was sold to foreign investors at the end of 1999. Seoul Bank, however, remained a … government-owned bank, managed by a team of professionals recruited from outside of the traditional banking sector. This paper …

discipline: a weak bank may not necessarily be able to stop a deposit drain by raising its uninsured deposit interest rates …

Bank borrowers'' currency mismatches often result from unhedged foreign currency borrowing in economies where there is …

loans, taking regulatory requirements into account. By easing its acceptance criteria a bank faces a trade-off between … banks to set stricter acceptance criteria, and that increased competition in the banking industry leads to riskier bank … behavior. In an extension of our basic model, we show that it may be beneficial for a bank to hold more equity than prescribed …

Bank profits are high in Sub-Saharan Africa (SSA) compared to other regions. This paper uses a sample of 389 banks in … 41 SSA countries to study the determinants of bank profitability. We find that apart from credit risk, higher returns on … assets are associated with larger bank size, activity diversification, and private ownership. Bank returns are affected by …

We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide …

identified late, solutions are much more costly. Until recently, Europe has seen only a small number of outright bank failures …, which made the estimation of early warning models for bank supervision very difficult. This paper presents a unique database … of individual bank distress across the European Union from mid-1990s to 2008. Using this data set, we analyze the causes …