Die vorliegende Analyse liefert einen Überblick über die bei den sieben am stärksten betroffenen öffentlich-rechtlichen Gebäudeversicherungender Kantone Aargau, Basel-Landschaft, Bern, Jura, Luzern, Solothurn und Waadt gemeldeten Gebäudeschäden.Mit knapp 150 Mio. CHF entspricht die...

Pay-as-you-drive (PAYD), or usage-based automobile insurance (UBI), is a policy agreement tied to vehicle usage. In this paper we analyze the effect of the distance traveled on the risk of accidents among young drivers with a PAYD policy. We use regression models for survival data to estimate...

A comprehensive auto insurance policy usually provides the broadest protection for the most common events for which the policyholder would file a claim. On the other hand, some insurers offer extended third-party car insurance to adapt to the personal needs of every policyholder. The extra...

In this paper the analysis of the collective risk model assuming Erlang loss, when the claim frequency follows the discrete generalized Lindley distribu- tion, is considered. After providing some new results of this discrete model, analytical expressions for the aggregate claim size distribution...