Showing 1 - 10 of 131,740
In November 2006 Wal-Mart's Mexican subsidiary received approval to open a bank. The application faced little … opposition in Mexico, unlike the company's failed effort to start a bank in the United States. This was partly because in Mexico …, Wal-Mart's entry was generally regarded as increasing competition in a historically concentrated banking sector. With over …
Persistent link: https://www.econbiz.de/10014050907
operational activities. We also question if and how, in light of the specificity of banking activities, bank governance translates …Banks and bank governance are different. We critically assess the arguments used to pervade these divergences in … the operational peculiarities in different governance features. We hardly find convincing arguments for the bank …
Persistent link: https://www.econbiz.de/10013028573
pandemic hastened the adoption of technology by traditional banks and opened new partnership opportunities for non-bank fintech … technology does not live up to its promise, the pandemic encouraged regulators to scrutinize banks' use of technology and bank …
Persistent link: https://www.econbiz.de/10013241664
synergies across the layers of the Stack. Until recently, a large share of India’s population lacked access to formal banking …
Persistent link: https://www.econbiz.de/10013226443
banking system penetration promotes financial inclusion-notably, access to bank credit and to formal credit. The results of …Using a unique district-level panel data set, we investigate the effect of banking system penetration on financial … environment of the Ghanaian banking system to instrument for banking system penetration. We show, first, that the switch from a …
Persistent link: https://www.econbiz.de/10012509932
The analysis highlights the aspects of diversified market structures and of local, low-distance banking as advantageous … for financial stability. Heterogeneity protects from uniform market behaviour. Local banking can better overcome the … regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes …
Persistent link: https://www.econbiz.de/10012153544
of bank risk and returns to the pandemic. Design/methodology/approach - The author employs weighted least squares (WLS … unaddressed area of research. By focusing on a large sample of banks across countries with both Islamic and conventional banking …
Persistent link: https://www.econbiz.de/10014444938
million new bank account openings. About 77% of these accounts maintain a positive balance. While the initial usage remains …
Persistent link: https://www.econbiz.de/10012964578
). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and … financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …
Persistent link: https://www.econbiz.de/10012895126
This paper analyses how financially included adults might become unbanked again. Agents of financial inclusion incorporate economic and social constraints in the delivery of formal financial services. These constraints limit the ability of poor banked adults to use basic financial services to...
Persistent link: https://www.econbiz.de/10012607148