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Banking and financial services have traditionally been a heavily regulated industry where technology alone has not been a sufficient factor to transform the operating architectures of the industry. The pervasive view in the financial industry has been that digitalization and its integrational...
Persistent link: https://www.econbiz.de/10012037704
I will address in this study the future of banking. This will be done against the backdrop of revolutionary forces shaping an increasingly fast-moving banking landscape. The first part of the study focuses on the ultra-long drivers of banking structures and institutions. To that end, I will...
Persistent link: https://www.econbiz.de/10011689924
Strong lending relationships between banks and small and medium-sized enterprises (SMEs) play a key role in the bank … long-term bank-customer relationships. The present paper takes a new look by considering also interactional variables which …
Persistent link: https://www.econbiz.de/10010319316
This paper shows that bank competition has an intrinsically ambiguous effect on capital accumulation and economic … evidence gathered from recent empirical studies of how bank competition affects the real economy. Our results were obtained by … leads to higher capital accumulation. The opposite is true when entrepreneurs are innately of higher credit quality. -- Bank …
Persistent link: https://www.econbiz.de/10003864581
Strong lending relationships between banks and small and medium-sized enterprises (SMEs) play a key role in the bank … long-term bank-customer relationships. The present paper takes a new look by considering also interactional variables which …
Persistent link: https://www.econbiz.de/10011540313
In this paper we show that bank competition has an intrinsically ambiguous impact on capital accumulation. We further … effects of bank competition on economic growth. We obtain them developing a dynamic, general equilibrium model of capital …
Persistent link: https://www.econbiz.de/10013138153
in retail payments on bank revenue and costs. We conclude that, although banks are likely to realize substantial long …
Persistent link: https://www.econbiz.de/10013066809
Persistent link: https://www.econbiz.de/10013066814
This paper shows that bank competition has an intrinsically ambiguous effect on capital accumulation and economic … evidence gathered from recent empirical studies of how bank competition affects the real economy. Our results were obtained by …
Persistent link: https://www.econbiz.de/10013159013
related to bank ownership. Our results lend support to the hypothesis that stakeholder banks, especially cooperative banks …
Persistent link: https://www.econbiz.de/10013052601