We use UK household survey data incorporating measures of financial literacy and behavioural characteristics to analyse … the puzzling co-existence of high cost revolving consumer credit alongside low yield liquid savings in household balance … the household. Our results lend empirical support to theoretical models in which sophisticated households co-hold as a …

relationship between individual responses to debt literacy questions and household net worth, consumer credit use and over …

effects on household poverty. First, it is associated with a decline in a household's likelihood of being poor by 27 percent …. Second, it prevents a household's exposure to future poverty by 28 percent. Female-headed households have a greater chance of …

find that through bulk purchasing the average household could spend 8.9% less on observed quantities (or consume 15.6% more …

household electricity consumption. These programs are designed to increase awareness of household energy consumption with …

This paper investigates the magnitude of the effect of residential energy efficiency audit programs on later household … electricity consumption. These programs are designed to increase awareness of household energy consumption with personalized …

find that through bulk purchasing the average household could spend 8.9% less on observed quantities (or consume 15.6% more …

the average household could spend 8.9% less on observed quantities (or consume 15.6% more at observed expenditure). We … over-consumption, avoidance of social taxation, and household coordination problems. Contrary to prior work, we find little …