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"As risk-taking is an essential part of the banking industry, banks must practice efficient risk management to ensure … survival in uncertain financial climates. Banking operations are specifically affected by fluctuations in interest rates which … risk management efficiency of the banking institutions in these countries. Based on this measurement approach, strategies …
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Working with a private bank in Ghana, this study examines the impacts of a commitment savings product designed to help clients taking repeated overdrafts break their debt cycles. Overall, the product significantly increased savings with the bank without increasing overdrafts. However, after...
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role of nontraditional delivery models, for example, branchless banking, and actors, for example, nonbank lending …
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