CII Introduction: Underinsurance in the UK continues to be a growing problem, with people’s inaction resulting in disastrous consequences for both individuals and society as a whole. One of the challenges is that while people may like the idea of insurance, few make the time to truly...

CII Introduction: Our previous thinkpiece by Mick McAteer described how the transfer of risk from the state to the individual is failing. Protection is one area where this problem persists: state income support is rolling back and private protection insurance is simply not alleviating the gap,...

CII Introduction: Reform to the personal injury compensation system has been a hotly debated topic that has affected insurance, legal, and medical practitioners as much as it has the public. This debate has reached a head in the last year following the Government’s controversial consultation...

CII Introduction: how much financial services regulation is appropriate to protect the public while promoting a free market has been a key debate within the industry and government in recent years, especially after the financial crisis and on the eve of a general election.[...]

CII Introduction: increasing financial capabilityhas been a longstanding research theme forus – from our IPOD research into attitudes ofyoung people in November 2008 to the recentthinkpiece by Jane Vass of Age UK oninclusive design for an ageing population. Inthis latest thinkpiece, Carole...

CII Introduction: enhancing financialcapability and providing for an ageingpopulation are two of the biggestchallenges facing the financial servicesindustry today. Thus far, the approach totackling these issues has been relativelydisjointed, considering each problemindividually. In this latest...

CII Introduction: as the models for financial distribution face major changes in the upcoming Retail Distribution Review, the industry must better engage and communicate with consumers to meet the challenges of a new era. In this, the CII’s sixth Thinkpiece, AEGON’S Nick Hurman explains how...

CII Introduction: People are living longer and with this come increased costs of pensions, health and social care. Is the financial services industry as it is currently configured capable of supporting consumers in this difficult environment? How will it meet the needs of those who are often...

The Government’s feasibility study into a national financial advice service was long awaited by both industry and consumer groups alike. However there are some practical issues still outstanding as the recommendations are taken forward as pathfinder projects over the next year. In this...

With only weeks to go untilthe United Nations climate change conferencein Copenhagen, the world is looking for itsleaders to strike a deal that will be farreachingenough to curb catastrophic climatechange from occurring. For the insuranceindustry this agreement is about more thanpreparing for a...