CII Introduction: increasing financial capabilityhas been a longstanding research theme forus – from our IPOD research into attitudes ofyoung people in November 2008 to the recentthinkpiece by Jane Vass of Age UK oninclusive design for an ageing population. Inthis latest thinkpiece, Carole...

CII Introduction: enhancing financialcapability and providing for an ageingpopulation are two of the biggestchallenges facing the financial servicesindustry today. Thus far, the approach totackling these issues has been relativelydisjointed, considering each problemindividually. In this latest...

CII Introduction: as the models for financial distribution face major changes in the upcoming Retail Distribution Review, the industry must better engage and communicate with consumers to meet the challenges of a new era. In this, the CII’s sixth Thinkpiece, AEGON’S Nick Hurman explains how...

CII Introduction: People are living longer and with this come increased costs of pensions, health and social care. Is the financial services industry as it is currently configured capable of supporting consumers in this difficult environment? How will it meet the needs of those who are often...

The Government’s feasibility study into a national financial advice service was long awaited by both industry and consumer groups alike. However there are some practical issues still outstanding as the recommendations are taken forward as pathfinder projects over the next year. In this...

With only weeks to go untilthe United Nations climate change conferencein Copenhagen, the world is looking for itsleaders to strike a deal that will be farreachingenough to curb catastrophic climatechange from occurring. For the insuranceindustry this agreement is about more thanpreparing for a...

Back in the eighteenth century, the insurance industry in London incentivised widespread behaviour to mitigate fire risk by introducing the world’s first building fire codes in the form of fire marks, and then creating the world’s first organised fire services. Now 350 years later, the...

In the midst of global recession it is tempting for stakeholders especially policymakers to diminish the importance of climate change. Indeed this is a challenge confronting many insurers, and the importance of staying the course cannot be overestimated. ClimateWise is an insurance industry...

This thinkpiece is the first in a series of several articles on the subject of climate change to be published in 2009. This summarises a detailed report published on 23 February by the CII edited by shared Nobel Prize winner Andrew Dlugolecki, entitled Coping with Climate Change: Risks and...

The economic downturn has affected people in many ways. One such example is the impact on perceptions towards risk, both in terms of businesses and individuals. In the final paper of the ‘Risky Business’ series Clare Sheikh, Group Director of Strategy, Marketing & Customer for RSA, explores...