Financially constrained mortgage servicers destroyed substantial MBS investor value during the financial crisis through … aggressively pursued foreclosures and modifications at the expense of investors, borrowers, and future mortgage performance. IV …

mortgage credit risk by Fannie Mae and Freddie Mac. We find that lenders charge Latinx/African-American borrowers 7.9 and 3 …

Litigation against the largest subprime mortgage servicer in the US provides lessons about the appropriate regulation … of mortgage servicing and adds to research about the causes of the financial crisis. Mortgage servicing is essential to …

Following the 2008 financial crisis, mortgage credit tightened and banks lost significant mortgage market share to … similar to those of traditional lenders? Unlike in small business and unsecured consumers lending, fintech mortgage lenders do … not have the same incentives or flexibility to use alternative data for credit decisions because of stringent mortgage …

Pivotal litigation against the largest subprime mortgage servicer in the US provides lessons about the appropriate … regulation of mortgage servicing and adds to research about the causes of the financial crisis. Mortgage servicing is essential …