CII Introduction: last month’s Mumbai terrorist attacks were a reminder that the international terrorist threat remains real and varied. While the security services work to prevent further atrocities, the corporate world and the insurance industry can also help by demonstrating that business...

CII Introduction: a consumer’s ability to understand, assess and form a personal attitude towards financial risk is a key component in building confidence in choosing and using financial products. From choosing what pension funds to invest in to deciding whether or not to take out protection...

CII Introduction: the importance of the insurance industry to everyday life in the UK cannot be better illustrated by the plight facing reformed offenders who have difficulty accessing it. In this latest CII thinkpiece, Chris Bath of the charity UNLOCK, which represents reformed offenders argues...

CII Introduction: Underinsurance in the UK continues to be a growing problem, with people’s inaction resulting in disastrous consequences for both individuals and society as a whole. One of the challenges is that while people may like the idea of insurance, few make the time to truly...

CII Introduction: Our previous thinkpiece by Mick McAteer described how the transfer of risk from the state to the individual is failing. Protection is one area where this problem persists: state income support is rolling back and private protection insurance is simply not alleviating the gap,...

CII Introduction: Reform to the personal injury compensation system has been a hotly debated topic that has affected insurance, legal, and medical practitioners as much as it has the public. This debate has reached a head in the last year following the Government’s controversial consultation...

CII Introduction: how much financial services regulation is appropriate to protect the public while promoting a free market has been a key debate within the industry and government in recent years, especially after the financial crisis and on the eve of a general election.[...]

CII Introduction: increasing financial capabilityhas been a longstanding research theme forus – from our IPOD research into attitudes ofyoung people in November 2008 to the recentthinkpiece by Jane Vass of Age UK oninclusive design for an ageing population. Inthis latest thinkpiece, Carole...

CII Introduction: enhancing financialcapability and providing for an ageingpopulation are two of the biggestchallenges facing the financial servicesindustry today. Thus far, the approach totackling these issues has been relativelydisjointed, considering each problemindividually. In this latest...

CII Introduction: as the models for financial distribution face major changes in the upcoming Retail Distribution Review, the industry must better engage and communicate with consumers to meet the challenges of a new era. In this, the CII’s sixth Thinkpiece, AEGON’S Nick Hurman explains how...