Growth in IT outsourcing is expected to remain high in the coming years as there have been widespread market claims that IT outsourcing can reduce firms' costs by over 30 percent. The scope and range of IT outsourcing services are also increasing, as evidenced by the promotion of ASP...

The features used may have an important effect on the performance of credit scoring models. The process of choosingthe best set of features for credit scoring models is usually unsystematic and dominated by somewhat arbitrary trial.This paper presents an empirical study of four machine learning...