Purpose – Retail banking is mass market banking where individual customers use local branches of large commercial banks for services such as savings and checking accounts, mortgages, personal loans, car loans, debit cards, credit cards, insurance and other value added services. The purpose of...

Power quality has emerged as a challenging area in the context of deregulation, wherein electricity distribution buyers and sellers carry out mutually agreed-upon exchanges. A market for active power and reactive power is installed in many places as a result of a deregulation process. However,...

Mulching is one of the important agronomic practices in conserving the soil moisture and modifying the soil physical environment. Wheat, the second most important cereal crop in India, is sensitive to soil moisture stress. Field experiments were conducted during winter seasons of 2004-2005 and...