State regulation of rates is sometimes used as a means to make automobile insurance more affordable to consumers by restricting insurer profits and pricing practices. Incentive distortions arising from this type of rate regulation might lead to higher accident rates and higher insurance loss...

This research provides a comprehensive historical analysis of articles published in "The Journal of Risk and Insurance" over the 75-year period from 1932 to 2006. Historical statistics are provided including the number of articles, number of authors per article, geographic location of...