To date, no empirical account exists that explains the entry of Black-owned Commercial Banks (BCBs). This study reports an analysis based on a cross-section of banking markets in which entry is treated as a discrete variable with a Poisson distribution. Estimation of a Poisson probability model...

Historically Black colleges and universities are institutions that were established prior to 1964 with the principal mission of educating Black Americans. In this essay, we focus on two main issues. We start by examining how Black College students perform across HBCUs and non-HBCUs by looking at...