This paper tells of the contents of a forthcoming volume, which offers a new and original approach to the study of technological change in retail finance. Most business history studies of businesses for the last 50 years note the emergence of computers and computer applications, but they do not...

What type of crisis is generated when debt increases? We study the Spanish debt evolution in the 19th and 20th centuries by introducing currency and stock-market crises in the Reinhart and Rogoff (2011) framework. We find their same results for the determinants of banking and debt crises but...

Are transaction costs and half-lives between two cities the same in both directions in traditional city-based monetary systems? Market conditions and political circumstances may not justify this assumption; and we provide evidence that it does not hold in the 1825-1885 period in Spain. Moreover,...

During the previous three decades, mutual financial firms have been experiencing a process of demutualization, and some of the non-for-profit banks have become publicly listed companies. Hence, the persistence of the Spanish Savings Banks constitutes an interesting case study. In line with...

In this chapter we explore organisational changes associated with the automation of non-bank financial intermediaries the UK while making a running comparison with developments in Spain. This international comparison helps to ascertain the evolution of the same organisational form in two...

We explore the potential of different behavioral drivers for people to use cash when presented with digital payment alternatives in retail transactions. Behavioral finance traits in our study include the otherwise neglected emotional drivers. We conducted an online survey targeting university...

La tecnología en la banca minorista ha tenido profundas repercusiones en su competitividad como empresa y en el conjunto del sector. Se plantean 2 objetivos: por un lado, analizar el papel desempeñado por la tecnología con relación al cambio organizativo y a los productos y servicios...