Most previous studies of credit union growth used data from the 1990s. This study uses 2002-2004 data from mid-sized cities, in order to be more representative of distinct local markets. In addition, two new independent variables, used vehicle loans rates and loan-to-total asset ratios, were...

Purpose: Longitudinal investigations are often suggested but rarely used in operations and supply chain management (OSCM), mainly due to the difficulty of obtaining data. There is a silver lining in the form of existing large-scale and planned repeated cross-sectional (RCS) data sets, an...