Studying factors influencing the demand for commercial health insurance is essential in insurance economics. Family ties are seldom investigated, although they play an important role in human behavior, especially in eastern countries such as China. We construct an index to measure family ties...

Chronic disease is a kind of health shock that most people cannot avoid, which will increase households' medical expenditure and probably decrease other consumptions. Health insurance is a formal mechanism against health shocks. Theoretically, the integration policy of rural and urban residents...

Examining the impact of basic medical insurance integration on households’ welfare is essential for finding policy solutions for health and welfare inequality. Based on the various implementation time of the urban-rural medical insurance integration in different prefectural cities of China, we...

Droplet impact process exhibits excellent heat and mass transfer characteristics. Analytical study on droplet impact heat transfer is able to reveal the physical essence, however it is quite insufficient and limited to flow field analysis. In this paper, the analytical model of non-boiling heat...

In this paper, we investigate peer effects in corporate risk management by studying reinsurance utilization in the U.S. property-casualty insurance industry due to the unique risk management feature of this industry and the statutory disclosure requirement of detailed reinsurance transactions....